{"id":89721,"date":"2024-12-19T14:14:19","date_gmt":"2024-12-19T06:14:19","guid":{"rendered":"https:\/\/yufin.ph\/talking-the-walk-copy\/"},"modified":"2025-10-22T11:58:10","modified_gmt":"2025-10-22T03:58:10","slug":"yufin-december-2024","status":"publish","type":"post","link":"https:\/\/yufin.ph\/tl\/yufin-december-2024\/","title":{"rendered":"Davao Diaries: December 9, 2024"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"89721\" class=\"elementor elementor-89721\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee7328b e-flex e-con-boxed e-con e-parent\" data-id=\"ee7328b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9cd3ac7 e-con-full e-flex e-con e-child\" data-id=\"9cd3ac7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6497316 elementor-widget elementor-widget-heading\" data-id=\"6497316\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Davao Diaries: December 9, 2024<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e1ec1 elementor-widget elementor-widget-text-editor\" data-id=\"f2e1ec1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">Shubhrendu Khoche\u00a0<span class=\"x3jgonx\"> \u2022\u00a0 December 12, 2024<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a3b7ad e-con-full e-flex e-con e-child\" data-id=\"2a3b7ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e742dc elementor-widget elementor-widget-image\" data-id=\"7e742dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/yufin.ph\/wp-content\/uploads\/2024\/12\/Blog-036-1024x768.jpeg\" class=\"attachment-large size-large wp-image-89724\" alt=\"A group photo with the yufin team, field sales ambassadors, booth promoters, power users, and Lots for Less staff during the Christmas party.\" srcset=\"https:\/\/yufin.ph\/wp-content\/uploads\/2024\/12\/Blog-036-1024x768.jpeg 1024w, https:\/\/yufin.ph\/wp-content\/uploads\/2024\/12\/Blog-036-300x225.jpeg 300w, https:\/\/yufin.ph\/wp-content\/uploads\/2024\/12\/Blog-036-768x576.jpeg 768w, https:\/\/yufin.ph\/wp-content\/uploads\/2024\/12\/Blog-036-1536x1152.jpeg 1536w, https:\/\/yufin.ph\/wp-content\/uploads\/2024\/12\/Blog-036-16x12.jpeg 16w, https:\/\/yufin.ph\/wp-content\/uploads\/2024\/12\/Blog-036-1000x750.jpeg 1000w, https:\/\/yufin.ph\/wp-content\/uploads\/2024\/12\/Blog-036.jpeg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0d57df5 e-con-full e-flex e-con e-child\" data-id=\"0d57df5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cccb66 elementor-widget elementor-widget-text-editor\" data-id=\"0cccb66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"update-components-actor display-flex update-components-actor--with-control-menu update-components-actor--in-modal align-items-flex-start\">We got the entire small business ecosystem in a room. The yufin small businesses, our partner wholesaler, FMCG brands, and our yufin team all came together to talk, learn, laugh and also to cry.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95c9cd2 elementor-widget elementor-widget-text-editor\" data-id=\"95c9cd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"update-components-actor display-flex update-components-actor--with-control-menu update-components-actor--in-modal align-items-flex-start\">That same evening, we crossed $3K in daily $GTV for yuOrders so it was everyone playing hard and working hard.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b268fc elementor-widget elementor-widget-text-editor\" data-id=\"7b268fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"update-components-actor display-flex update-components-actor--with-control-menu update-components-actor--in-modal align-items-flex-start\">Looking back at the last two quarters, we grew the monthly $GTV and revenue 9X.\u00a0It is still early days. Looking ahead, we are going to repeat this scaling in the 12 months of 2025.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dc459e elementor-widget elementor-widget-text-editor\" data-id=\"1dc459e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"update-components-actor display-flex update-components-actor--with-control-menu update-components-actor--in-modal align-items-flex-start\">You might remember Ate Josie, the small business owner with boundless grit and resilience but no smartphone as she had to sell it to pay back interest due to the informal money lender?<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f48a2f2 elementor-widget elementor-widget-text-editor\" data-id=\"f48a2f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"update-components-actor display-flex update-components-actor--with-control-menu update-components-actor--in-modal align-items-flex-start\">We had featured Ate\u00a0Josie\u2019s remarkable journey to build her own business earlier. See the link in comments section to know more about her inspiring story.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a5e378 elementor-widget elementor-widget-text-editor\" data-id=\"2a5e378\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"update-components-actor display-flex update-components-actor--with-control-menu update-components-actor--in-modal align-items-flex-start\">One of our investors got her a smartphone to honour her resilience.\u00a0She is now using <a class=\"sUFcSCZDejOhmFkhKrIWVDhPiQjqAXqs\" href=\"https:\/\/yufin.ph\/\" target=\"_self\" data-test-app-aware-link=\"\">yufin<\/a> on her own phone, not doing assisted-orders from our sales ambassadors. Just another example of how we do what we say.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db097e0 elementor-widget elementor-widget-text-editor\" data-id=\"db097e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"update-components-actor display-flex update-components-actor--with-control-menu update-components-actor--in-modal align-items-flex-start\">Money, or vertical agentic AI, cannot win the trust of small businesses in emerging markets. To do embedded financing, one must be embedded in their lives.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8dfe97 elementor-widget elementor-widget-text-editor\" data-id=\"e8dfe97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"update-components-actor display-flex update-components-actor--with-control-menu update-components-actor--in-modal align-items-flex-start\">&#8220;Human led, tech at the back&#8221;, as I had learnt from a wise group assembled by the <a class=\"sUFcSCZDejOhmFkhKrIWVDhPiQjqAXqs\" href=\"https:\/\/www.linkedin.com\/company\/yatra-angel-network\/\" target=\"_self\" data-test-app-aware-link=\"\">YAN Fund<\/a> six months ago in Lonavala.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Davao Diaries: December 9, 2024 Shubhrendu Khoche\u00a0 \u2022\u00a0 December 12, 2024 We got the entire small business ecosystem in a room. The yufin small businesses, our partner wholesaler, FMCG brands, and our yufin team all came together to talk, learn, laugh and also to cry.That same evening, we crossed $3K in daily $GTV for yuOrders&hellip;<\/p>","protected":false},"author":2,"featured_media":89723,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[255],"tags":[],"class_list":["post-89721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>yufin: December 2024<\/title>\n<meta name=\"description\" content=\"The yufin small businesses, our partner wholesaler, FMCG brands, and our yufin team all came together to talk, learn, laugh and also to cry.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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